How We Help New Jersey’s Home Owners
In 2011 the Law Firm of Denbeaux & Denbeaux solidified itself as a top consumer rights law firm specializing in the representation of homeowners facing foreclosure and who have been subject to fraud by banks and other members of the money lending industry. The year marks a milestone of success, growth and achievement shared not only by the firm, but by the community at large.
Beginning in 2008, Denbeaux & Denbeaux began representing New Jersey homeowners facing foreclosure. The transition was spurred when several of the firm’s small business clients began having trouble in the midst of the economic recession. Having previously taken a deep interest in representing civil and consumer rights causes managing partner Joshua Denbeaux saw that the foreclosure and predatory lending crisis was going to be in need of top notch advocacy. Entering the third year of representing home owners, the firm has found new levels of success and recently expanded its support and attorney to more readily serve the thousands of New Jersey residents who are struggling and have been taken advantage of.
The four attorneys at Denbeaux & Denbeaux bring unique perspective and specialties that enable to firm to cater to their clients personal legal needs.
Josh Denbeaux- As the managing partner and a highly regarded consumer rights litigator, Josh personally meets with nearly all of the firm’s clients to assess their goals and map out individual plans for representation. Josh is the lead attorney on the firm’s plaintiff suits brought on behalf of home owners who were the victims of predatory lending, consumer fraud, and other lending violations.
Marcia Denbeaux- Having practiced matrimonial, estate, and property law for many years, Marcia has expanded to oversee the process of negotiating modifications on behalf of home owners. Representing clients in the New Jersey Foreclosure Mediation program, Marcia has lead the firm to obtain dozens of modifications resulting in performing mortgage loans for residents across the state.
Adam Deutsch- Overseeing the foreclosure defense litigation, Adam has developed a strong mastery of foreclosure related laws, and court rules. Using these tools has resulted in the firm’s ability to obtain dismissals of foreclosure cases and mortgage modifications for clients across New Jersey.
David Kurtz- Bringing the unique perspective of a seasoned business executive, David has an uncanny ability to identify the goals of clients and adversaries to utilize litigation and negotiation tactics to obtain the best available results for the firm’s clients. David works on the firm’s home owner related plaintiff suits, foreclosure defense, and has successfully represented domestic and overseas businesses in contract disputes.
The team at Denbeaux & Denbeaux achieves success by providing clients with a roadmap to fulfill their goals. Our attorneys are strong advocates that won’t back down. The result has awarded the firm and its clients a degree of success unmatched by other small consumer rights firms taking on the foreclosure crisis. Examples of the achievements obtained in 2011 include:
29 Foreclosure Dismissals: This year a record number of dismissals were obtained by the law firm in foreclosure cases. Each of these families were threatened with the loss of their home, but by challenging the bank’s proof of ownership of the loan documents, and by utilizing other litigation tactics these homes were saved.
Referrals from Judges: During the past year multiple judges from multiple counties of New Jersey have referred friends faced with foreclosure to retain Denbeaux & Denbeaux. A sign of the strong advocacy and degree of success obtained in the court room, these referrals were a true honor.
Reversal of Judgment: In one remarkable case in Sussex County, Denbeaux & Denbeaux was able to get a judgment of foreclosure reversed and a case dismissed by proving that the bank failed to show ownership of the mortgage loan to the Court. The case in question was filed in 2008, but the homeowner did not come to Denbeaux & Denbeaux until after judgment was entered. This case is proof that all foreclosures should be contested, and that it is never too late to challenge the bank’s attempt to foreclose.
Thousands of Dollars Obtained as Settlement: On multiple occasions this year, Denbeaux & Denbeaux recovered thousands of dollars for our clients from lending institutions and credit rating agencies. These clients were victims of lending violations and/or were subject to wrongful injury to their credit rating.
Modifications Obtained: Denbeaux & Denbeaux obtained mortgage modifications for well over a dozen clients this past year. Many of these families had been previously denied or were in the midst of unsuccessful negotiations with the bank pursued on their own. By utilizing the firm’s relationship with the bank’s attorneys, our clients have benefited by obtaining a second opportunity to have performing loans and remain in their homes long term.
The New Year of 2012 begins with great expectations of building upon the success and experience obtained by the firm in 2011. It is the goal of the lawyers at Denbeaux & Denbeaux to continue providing top notch personalized legal advocacy that provides our clients the opportunity to have the quality of life they want and deserve. Denbeaux & Denbeaux invites all of New Jersey’s home owners and consumers to schedule a free consultation. Our clients learned in 2011 that it is never too late to defend a home, if you are facing foreclosure or believe you were subject to fraud by a lending institution come see us today to preserve your rights.